WALLET WELLNESS EXAM™
Ready to take your
personal and rental financial
health seriously?
Owning rental property isn’t just about collecting rent. It’s about managing cashflow, debt, taxes, funding strategy, and market positioning. All while your personal finances are directly tied to your business performance. When one side is off, the other feels it. At The Income Care Unit™, we believe sustainable rental income starts with strong financial structure. The Wallet Wellness Exam™ gives you a clear, strategic snapshot of both your personal and rental finances so you can make confident decisions, protect your cashflow, and position yourself for long-term growth
Money management may not be your thing, but it's definitely ours.
We work with rentalpreneurs who are great at acquiring properties, managing tenants, and increasing revenue… but feel overwhelmed when it comes to aligning their personal income, rental cashflow, repayment strategy, and taxes.
You don’t need to be the expert in everything. You need the right financial support system.
During your 60-minute 1:1 professional session, we review your financial vitals across both personal and rental operations. Helping you identify inefficiencies, risks, and opportunities before they cost you money.
Success isn't a solo journey especially in real estate
Rental income can look strong on paper while cashflow feels tight in real life. You might be managing mortgage payments, repairs, credit utilization, tax planning, and market shifts all at once. Without structure, it gets complicated fast.
The Wallet Wellness Exam™ brings everything into one organized view. The goal is simple: fewer surprises, stronger positioning, and sustainable revenue.
Feeling buried under financial decisions you know you should review?
Maybe you meant to revisit your repayment plan.
Maybe you planned to analyze your rental performance more closely.
Maybe you’ve wondered if your tax structure is really optimized.
But life happens. Tenants call. Expenses pop up. The year moves fast. And let’s be honest, you shouldn’t have to figure this out alone.
An annual Wallet Wellness Exam™ is your intentional financial reset. A structured check-in designed to catch what’s slipping through the cracks and strengthen what’s already working.
YOU DESERVE FINANCIAL STRUCTURE THAT SUPPORTS YOUR REVENUE
The Wallet Wellness Exam™ zeroes in on the financial vitals that most often block rentalpreneurs from maximizing cashflow and qualifying for favorable funding.
Credit Checkup
Your personal and rental credit profiles work together to determine your borrowing power, funding approvals, insurance rates, and overall financial flexibility. If one is misaligned, it can quietly limit the other. This Credit Checkup provides a clear review of both your personal and rental credit standing, helping you understand how they interact, where strengths exist, and where potential risks or inaccuracies may be affecting your ability to secure favorable financing. It’s an objective financial snapshot designed to strengthen your positioning before your next acquisition, refinance, or funding decision.
Cashflow Analysis & 52-Week Budget Breakdown
Rental revenue doesn’t operate in isolation; it flows into your household, debt obligations, tax responsibilities, and future investment plans. This combined cashflow analysis evaluates both your personal finances and rental income together, examining revenue streams, expenses, repayment commitments, and savings patterns to show how money truly moves through your entire ecosystem. The 52-Week Budget Breakdown provides a forward-looking, week-by-week plan for both personal and rental finances, helping you anticipate maintenance costs, tax payments, seasonal vacancies, and personal spending shifts. The goal is to reduce financial surprises, protect liquidity, and create stability that supports consistent revenue growth.
Capital & Tax Strategy
Your rental structure directly impacts your personal income, tax liability, and access to capital. This review evaluates how your entity type, deductions, depreciation strategy, owner compensation, and pass-through income influence both rental cashflow and your personal financial profile. By aligning tax positioning with fundability and long-term wealth goals, you gain clarity on how to structure income efficiently, strengthen loan eligibility, and support sustainable expansion, all while remaining fully compliant.
Ready to take control of your financial health?
Most rental owners treat their finances as two separate buckets, personal on one side, rental on the other. But lenders don't see it that way. Your credit score affects your mortgage rate. Your personal cashflow affects your debt-to-income ratio. Your tax structure affects how much rental income actually counts toward your next property. Everything is connected, and if no one has ever looked at all of it together, something is quietly costing you money you don't know you're losing.
The Wallet Wellness Exam™ is your annual 60-minute 1:1 financial health checkup reviewing both your personal and rental finances as one ecosystem because that's exactly what they are.
The Full Wallet Wellness Exam™ includes:
60-Minute 1:1 Professional Session
Personal & Rental Credit Analysis
Personal & Rental Cashflow Analysis
Personal & Rental Tax Analysis
Personal & Rental 52-Week Budget Breakdown
15m Complimentary Follow Up
Booked separately, your four written deliverables total $244 in add-ons alone before your appointment fee. The Full Wallet Wellness Exam™ at $348 includes your session plus all four deliverables together. You pay less and walk away with a complete financial diagnosis.
Own a business outside of your rental? Add a business analysis for any category at $48 each & a 52 Week Budget Breakdown for $100
Not ready for the full exam? A $100 non refundable deposit (applied toward your total balance) reserves your session and covers verbal guidance across your personal and rental finances. Just know that analyses added after a deposit appointment are priced individually, personal and rental reviewed separately rather than as one integrated picture. The full exam is the more complete diagnosis and the better value.
Wallet Wellness Exam™
1 hr • $348
