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10 CLIENT SPOTS AVAILABLE
OWNER OPERATING ROOM™
Stop funding your rentals with your own money. Start running it like a business and use your EIN
Your business has been paying for its own growth out of your pocket for long enough. The Owner Operating Room™ builds the business credit that lets lenders fund what comes next, so you can stop bankrolling everything yourself.
Join rental and business owners who stopped funding their growth out of pocket and started getting matched with real lenders instead
COULD BE YOU...
"I used to put every renovation, every new unit, every slow month on my own card. The Owner Operating Room™ is the first time my business has actually funded itself."
Jules & Ru, ME
You're here because you're done being the bank for your own business
You're done covering contractors, upgrades, or furnishing a new unit out of your personal account because your business credit isn't built out yet
You're done getting a maybe, or a flat no, every time you ask a lender for money
You're done not knowing where your business credit actually stands until a lender tells you it's not enough
You're done treating your rental like a hobby that happens to make money, instead of a company a lender would actually fund
You're ready for your business to carry its own weight
YEP THAT´S ME! BUT...
"I don't even know where my business credit stands, let alone how to build or fix it."
MAYBE YOU CAN RELATE TO ONE OF THESE SITUATIONS...
You've applied for funding before and gotten turned down, with no real explanation of why
You've been reinvesting your own revenue into the business for years because you didn't know there was another way
You know your business is worth more than your personal credit score suggests, but no one's ever shown you how to separate the two
You're growing, whether that's a second traditional rental, a new Co-Living House, or your next Vacation Rental, and you know your funding needs to grow with you
Imagine if your business had its own credit file, its own funding relationships, and its own way of paying for what comes next
Imagine a real dashboard showing your business and personal credit side by side, instead of guessing where you stand. A dedicated consultant who already has lender relationships in place before you ever need them. Your business tradeline reporting every single month, building a file a lender can actually read.
this could be you
JUST IMAGINE...
Opening one portal and seeing exactly where your business and personal credit stand, together, in real time
Messaging your dedicated Financial Capital Consultant the moment a funding question comes up, and actually getting an answer
Scaling to property number two, a second location, or your next rental, knowing the funding conversation is already handled
Having a $2,000 reporting tradeline building your file every month, without buying anything you don't already need
Walking into your next conversation with a lender already knowing your numbers are ready
Stop funding the business yourself. Start running it like one that funds itself.
Owner Operating Room
"I've spent years as a rental tax consultant, sitting across the table from rental owners going through their books line by line. I kept seeing the same pattern: real, working businesses getting turned down for funding, or approved for terms that made no sense, because nobody had ever built out their business foundation the right way. The Owner Operating Room™ is the system I wished every one of my clients had before they needed it."
Candace, ICU Founder, CEO
THE SHOT METHOD™
Our proven system is what gets your rental business from you financing it to standing on its own.
01
Sustainable Cashflow
Proving your business generates consistent, trackable revenue separate from your personal bills
02
History of
Credit
Personal AND business credit. A track record of managing debt responsibly, not perfectly.
03
Organized
Financials
At least 2 years of tax returns, P&L statements, and balance sheets, pristine and up to date
04
Tax Compliance
Register your business within the state and show real qualifying net income not writing off so much that you look broke on paper
Who´s behind the Owner Operating Room™? Meet Candace, founder & rental host.
HEY, HEYY HEYYY!
I´m Candace, helping clients acquire and run rental properties in the US and abroad has given me more fulfillment and freedom than I ever imagined!
I didn’t just study financial strategy, I lived it. After paying off $50K in debt (while keeping an 808 credit score), I bought my first U.S. property just six months later. That experience sparked my journey as a business owner, and soon I was building a portfolio that stretched from New York to Kenya.
As I shared my real-life steps and lessons on Instagram, more and more aspiring entrepreneurs and rental owners reached out for guidance. That’s when I realized: this isn’t just my story, it’s my calling. I created the Income Care Unit™ to help others master credit, cashflow, and taxes so they can confidently launch businesses and own rental properties, anywhere in the world.
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SARAH´S STORY
"Thanks to the Candace I bought a 3 unit in New York City as a Full Time Entrepreneur First Time Homebuyer!"
When I first signed up as a mother of 3 and a small business owner, I only had the intention of climbing out of my debt and some way, somehow buying a home. I had no idea what all the steps were to obtain this goal. Candace has given me access to different Q&A's, grants, videos, text and one-on-one meetings that have helped tremendously. The masses weren't lying when they said buying a home, becoming debt free and financially literate would be stressful. Candace and her team have made this process a lot less anxiety fueled and have given me the confidence that I'm going about this the correct way. Whenever someone expresses to me that they are having issues or questions about their finances, I always refer them to The ICU without hesitation.
WHAT'S INCLUDED
WHAT EXACTLY IS IN THE SERVICE?
When you enroll in the Owner Operating Room you'll get
The Business Financial Health Portal, tracking your live business and personal credit side by side
A step-by-step funding action plan, so you always know what to build next
A Guided Rental Business Library
A Document Vault, plus hands-on help assembling your full Lender Package
Vendor, trade credit, and SBA loan positioning
A human Financial Capital Consultant
Unlimited chat access to your dedicated Financial Capital Consultant
Lender and capital matching across home equity leveraging, asset leveraging, commercial mortgages & private money lending
A $2,000/month reporting business tradeline
Quarterly 1:1 strategy calls with your dedicated consultant
We believe your business credit is a whole system, not one score.
CASHFLOW VITALS
Your Revenue, Diagnosed
Whether you're running a LTR (residential & commercial), MTR (Solo & Co-Living), STR (Domestic & International), and Hourly/BTR (residential & commercial), we build your revenue around how your business actually operates
CREDIT VITALS
Your Credit,
Diagnosed
We run the full diagnostic on your business and personal credit profiles across the bureaus lenders actually pull from, so you always know exactly where you stand
FUNDING VITALS
Your Funding, Diagnosed
We check your lending relationships against your actual funding timeline and financial picture, home equity, asset leveraging, commercial mortgages, private money, and SBA, so you know exactly what's available to you and when
SECURE YOUR SPOT
Owner Operating Room
For Rental Owners ready to get their financial foundation in order
With the Owner Operating Room™, you're not just getting a portal, you're getting a full system: your business and personal credit tracked together, a consultant in your corner, a reporting tradeline building your file every month, and lender relationships already in place before you need them
EVERYTHING YOU WILL GET WITH THIS SERVICE
Your Consultant Portal
Your entire funding journey lives in your pocket on our mobile app (or desktop). Chat with your consultant on the go, complete task assignments, track your progress, get your check-ins, and use the resources available to you around the clock. Whether it's 6am before work or 11pm after the kids are down.
Task Assignments
Wake up knowing exactly what to work on. Tasks are assigned directly inside your portal and tailored to your portfolio's specific tax and bookkeeping condition. No overwhelm, just your next step.
Business Health Portal
Your business and personal financial dashboard connects your credit profiles in one place. Track your cash flow, monitor your funding progress, and see exactly how your business financial health is moving in real time.
Quarterly
1:1 Check Up
Every quarter your dedicated consultant sits down with you one on one to review the full picture, not just your numbers, but your strategy and milestone progress too. This is your Business Vitals check. We look at how far you've come, what shifted in your credit and funding position, where your milestones stand, and what your business financial profile looks like compared to where it was 90 days ago. Then we recalibrate.
Business Power Hour
Every two weeks your cohort comes together for a live group session. Share your wins, get your questions answered, work through your business tasks together in real time with body doubling accountability, and get support on the tech and tools you're navigating. You're never more than two weeks away from your next move forward.
Unlimited Chat Access
When something comes up between calls, like a confusing lender requirement, a question about your credit report, or a funding decision you need a second opinion on, you message directly inside your portal. Your Financial Capital Consultant is right there to support you.
Done-For-You Bookkeeping
For high income earning domestic rental owners and international property owners, we don't just guide your bookkeeping, we do it for you. Every month, your books are fully reconciled and categorized on your behalf, so you're never the one staring at a spreadsheet trying to figure out where the money went.
Cashflow Plan Adjustments
Your strategy includes your 52 week cashflow plan, but we know business happens, a new tax requirement, a shift in your revenue, a new opportunity. So we're including ongoing adjustments, no matter where your business takes you, you're fully supported.
SECURE YOUR SPOT
Only 10 Spots Available
Enrollment is open until August 30th
Hear from Our Current Clients
TAQUITA
This is more than a client and consultant service. She goes above and beyond to make sure you have resources, you understand what needs to happen and where to go from there. Not just with your finances but with your priorities of where your mindset is. If you looking at this review and wondering if I should.
You should.
SHANIECE
I started working with Candace and the Income Care Unit in October 2024. Its been 4 months and my credit score has gone up every month and I already received 3 credit increases on my credit cards. I recommend everyone to work with Candace and her Income Care Unit team. Stick to the plan and you will see results. Thank you so much Candace and Income Care Unit.
STEPHANIE
Candace knows her stuff! Very knowledgable and has connections everywhere! Very friendly and makes you feel comfortable talking about your finances. She is helping me create strategies to live a successful and money conscious life. Book her TODAY!
This is for you if...
You're ready to stop guessing about your business, your rental, and your personal finances and get a real diagnosis instead
You want one organized system for your whole financial life, not five spreadsheets and three apps
You're building rental wealth and want your numbers ready before your next purchase, not scrambled together after
You need real compliance and cashflow tracking all year long, not just a once-a-year glance
You're done with piecemeal advice and want one system that gives you clarity, confidence, and results
Frequently Asked Questions
I am so grateful for Queens services!!!!! She is patient and super knowledgeable! She truly creates a blueprint that sets you up for success!!!! She is stuck with me forever !!!!!!! I am making better financial choices because of her! Like she says, “Money management is a mindset !!!! “ She helped me changed my mindset and my savings account is looking good!!!!!!
SHANI
When sis says she has the blueprint, she means it! I’ve never met someone so caring and dedicated to helping people better themselves, business & over all life experience. I have worked with Candace with budgeting, fixing my credit, life insurance and business planning. She has fully changed what I perceived to be accomplishable and offers information and connections for everything you may need! She is my plug for everything and I will absolutely continue to work with her and her company in the future! Thank you so much!
YONETTE
I cannot say enough good things about this company and it’s CEO Candace. I’ve been working with Candace for about 3 months now and I couldn’t be more grateful for how much she has helped change my life already. Not only is she just a beautiful being overall but she is so knowledgeable and full of resources. I am still on my financial journey with her but I couldn’t be happier with her services so far. I would HIGHLY recommend working with her if you’re trying to get your finances back on track. She is AMAZING.
DELAINA
Super responsive, my current situation is not the only priority but establishing better spending and saving habits. The coaching and guidance will continue through to ensure I leave a legacy behind and not debt. Would highly recommend Queen BluePrint Print the services provided are life changing for generations.
ROCHELLE
Working with Candace has been one of the best decisions I’ve made. When I started working with her I had just come out of divorce and job loss which left me in a debt crisis. Ignoring my debt and spending more money was my therapeutic way to deal with the anxiety around my finances. Candace’s methods for developing a healthy money mind set and establishing a financial recovery plan for me has put me on a path to be debt-free. More importantly, I have a healthier relationship with money and understand the value of having good credit. I feel so much more secure in my financial decisions thanks to her and would highly recommend her services.
MISTY
I highly recommend The ICU to everybody trying to get their life together financially. Candace is such a sweet woman dedicated to help others get out of debt the way she has overcame hers. She gave me so much knowledge on how to prepare to become a successful homeowner.
SARAI
Honestly. The ICU changed my life. Ever since receiving my cash flow plan I literally keep track of every single dollar I take out and put into my account. I am no longer afraid to look at my balance because I’m staying on top of it. I know where my money is going and I can tell myself “not today” before making poor spending decisions. Thank you Candace
MEGAN
Candace is a professional, intelligent, and gregarious individual who offers a wealth of financial knowledge. She has the ability to listen, understand, and dissect your situation to provide the best resources to fit your individual needs. She is further substantiated by her vast network of financial colleagues that add even greater depth on subjects of banking and/or credit as well as real estate. She is genuinely concerned with her community and the black diaspora, and therefore prices her services reasonably and offers expert assistance. I definitely recommend.
TIFFANY
I've been with Candace's company for just over 3 years now. Candace has always been friendly and personable. One thing I love about her is that she continuously educates herself about finances. This results in her being super resourceful! She's connected to other amazing professionals who can help her clients reach other financial goals (ex. life insurance, car purchasing, etc). She has helped me reach several financial milestones and cheers me on as we plan how to help me reach more!