CAPITAL FIT PREP
Not sure if you're ready to approach a lender? We help rental owners and private landlords get business funding under their EIN.
Before you walk into a lender conversation, your financial documentation needs to tell a clear, organized, presentation-ready story. We'll take your rental business financials and assemble them into a funding-ready package built to hold up under a lender's review, so you're walking in prepared instead of scrambling to pull things together at the last minute. Includes lender matching with our partners.
Being financially organized might not be your thing, but it's definitely ours!
Most rental owners wait to get their books in order because they think it's a hassle until they sit down with a lender and realize missing documents cost them the loan.
Having a clean financial package ready to present makes securing property financing faster, easier, and far more successful.
That’s why we hear rental owners say it all the time: "I wish I’d gotten my financials organized sooner."
You deserve a stress-free funding application, and your portfolio deserves to stand out to underwriters with crystal-clear numbers.
Let’s get your tax returns, profit-and-loss statements, and rent rolls lender-ready together, so you can lock in your next financing deal with total peace of mind.
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"If you don't know your numbers, you're flying blind. Organization in your business finances isn't back-office admin—it's your ultimate competitive advantage.."
Daymond John founder of FUBU
You need your paperwork in order before you head to a traditional or private lender.
We help you properly prepare so lenders
say YES!
WHAT'S FILES WE PREP
Be prepared to apply before getting rejected
We set up an easy to follow system for all of the documents you'll need to access throughout your process, no matter how many lenders you're applying with
Property Income & Performance Documents
Proves the property generates sufficient operational cash flow to cover debt payments, establishing the core metric used to approve DSCR and commercial loans.
Schedule of Real Estate Owned (SREO) & Investor Profile
Demonstrates your overall portfolio health and real estate track record, reducing lender risk by confirming you are an experienced operator.
Liquidity & Asset Verification
Ensures you have enough unencumbered cash for down payments, closing costs, and post-closing operating reserves to weather potential tenant non-payments or unexpected maintenance.
Corporate Entity & Legal Documentation
Confirms the borrowing entity is legally active and verifies exactly who has the legal authority to sign for and incur debt on behalf of the company.
OUR TAX CLIENT EXPERIENCE
Digital File Organizer
Keep property records safe and organized by storing leases, rent rolls, and entity filings in an end-to-end encrypted digital vault, allowing you to safely share full lender packages with bank-level security and temporary access controls.
Mobile App
On the go? No problem. With their easy-to-use client app, you can easily upload documents, check if files have been accessed, and keep your passwords in one convenient place, anywhere. Managing your documents fits right into your busy life.
Share Secured Links
Share sensitive financial files with your loan officer via end-to-end encrypted, temporary access links! Eliminating the need to attach unencrypted PDFs to standard emails. You retain full administrative control by setting specific expiration timeframes (ranging from hours to weeks) and can instantly revoke access at any point from a centralized dashboard once your lender has completed underwriting.
GET ORGANIZED BEFORE YOU APPLY
Capital Fit Prep
1 hr • $478
