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HEY WEALTHY HOMEOWNER!

Credit isn't just a score or number— it's the heartbeat of your financial health.

It might seem like everyone else is effortlessly boosting their credit, securing low-interest rates, and getting approved without a hitch. But here’s the truth: if navigating credit feels overwhelming, you’re not alone. That’s why we provide a financial treatment plan tailored to your goals—so you can build strong credit, access better financial opportunities, and position yourself for long-term wealth.

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 Improve Your Credit—Unlock More Financial Opportunities!

Managing your finances is already a full-time job—your credit shouldn’t feel like one too. At The Income Care Unit™, we specialize in financial wellness for entrepreneurs, rental owners, and future homeowners, ensuring your credit is strong enough to support your long-term financial goals.

Whether you’re preparing for a mortgage, securing business funding, or improving your financial standing, we help you navigate the complexities of credit building, debt management, and strategic financing so you can access better opportunities.

Success isn’t a solo journey, and neither is credit building. Think of us as your financial care team, ready to prescribe the best strategies to boost your score, strengthen your financial profile, and position you for long-term success.

No matter where you are in your credit journey, we’ll simplify the process, identify every opportunity for growth, and help you achieve strong, healthy credit that opens doors to financial freedom.

Struggling with Your Credit? Consider It 
our problem now.

Credit Report Analysis & Score Optimization, Late Payment & Debt Strategy, Business Credit BuildingMortgage-Ready Credit Planning, Debt-to-Income Ratio Improvement, Personalized Credit Strategy Consultations

Our real estate-focused credit counseling examines three critical areas that often hold aspiring homeowners and entrepreneurs back—costly credit mistakes, missed opportunities to improve your overall credit health, and financial roadblocks that stand
between you and your goals

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Credit Report Analysis &
Score Optimization

We perform an in-depth review of your credit report to identify what's helping and hurting your score. From outdated accounts to high balances, we create a step-by-step plan to optimize your credit profile and unlock better financial opportunities

Late Payment &
Debt Strategy

One missed payment or too much debt can drag your score down. We help you develop a 52 week debt payoff plan to tackle overdue balances, negotiate better terms when possible, and build a positive payment history to strengthen your financial standing.

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Mortgage-Ready
Credit Planning

Lenders have strict requirements, and your credit plays a major role in approval and interest rates. We align your credit profile with mortgage guidelines, ensuring you're in the best position to qualify for a loan with the most favorable terms.

Feeling buried under a credit crisis that won’t go away??

You started your financial journey with the goal of building wealth, securing real estate, and positioning yourself for financial success. But now, you’re juggling late payments, high balances, credit report errors, and complex lending requirements—all while trying to improve your score for the future.

And let’s be honest—you’re doing EVERYTHING yourself..

 

What you need is a simple, all-in-one solution to lighten the load. No confusing credit reports, no endless research—just real, actionable results that move your score in the right direction and open doors to better financial opportunities.​​

That’s where The Income Care Unit™ comes in. Our credit optimization services go beyond surface-level fixes—we prescribe a personalized credit strategy that strengthens your financial health, boosts your score, and prepares you for homeownership, business funding, or your next big financial move.

 

Whether you’re rebuilding your credit, establishing business credit, or preparing for a mortgage, we simplify the process so you can focus on what matters: securing your financial future.

💉LET US HANDLE THE REST. YOU DESERVE A TEAM THAT WORKS AS HARD AS YOU DO
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Debt-to-Income
Ratio Improvement

Your debt-to-income (DTI) ratio is one of the most important factors in loan approvals. We provide strategies to reduce your debt, increase your income, and create a stronger borrower profile for future funding opportunities.

Business Credit Building

Your business credit should work separately from your personal credit. We've partnered with professional business credit counselors and a complete fundability system that help you in establishing a strong business credit profile, securing vendor accounts, and accessing funding without relying solely on personal credit or guarantees.

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Personalized Credit
Strategy Consultation

No two credit journeys are the same. We provide tailored financial treatment plans to address your unique credit challenges and goals, giving you clear, actionable steps toward long-term success.

Get 1:1 Professional Support.

Some clients just need a one-time credit checkup to ensure their score is on track, while others prefer ongoing support to strengthen their credit profile and maintain long-term financial health. Or maybe you’re facing credit challenges—late payments, high debt, or errors dragging your score down—and need a full-scale strategy to rebuild and optimize your credit for future opportunities. Wherever you are in your credit journey, The Income Care Unit™ has the perfect prescription to improve your credit health and get you lender-ready!

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DO IT YOURSELF

Credit
Self Care

Struggling with credit? The Credit First Aid Kit is your all-in-one digital solution to help you improve your credit health—whether you’re preparing to buy your first home, invest in rental property, or improve your financial health. This kit includes expert-led masterclasses, essential credit organizers, and an exclusive discount on our preferred credit management software to help you take control of your credit with confidence.

FLAT FEE $48

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DO IT WITH YOU

Credit
Assisted Care

Your credit health is the foundation of your financial future, and Credit Assisted Care is here to get it in top shape. Whether you’re preparing to buy your first home, secure funding for a rental property, or just take control of your financial wellness, this service gives you the tools and expert analysis report you need to boost your credit with confidence. You’re still in control—we just ensure your plan is fully calibrated to your lifestyle, goals, deadlines, and the strategy to optimize pay off and your score.

FLAT FEE $108

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DO IT FOR YOU

Credit
Full Care

Trying to improve your credit on your own but need a second opinion? For those who want full control of their credit improvement process, Credit Full Care gives you everything you need with a customized debt payoff plan. Your personalized 52 week debt payoff plan will empower you to tackle debt, and position yourself for better lending opportunities. Stay on top of your payoff progress with a discounted referral to the same credit management system our clients use to improve their credit health

FLAT FEE $148

Frequently Asked Questions
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Ready to take control of your credit health?


Not sure which service is right for you? Give us a Call

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About
Connect

Disclaimer: The information contained on this site is not intended to be and does not constitute investment advice. Such information is general in nature and is provided solely for informational purposes to our customers and is not to be construed or interpreted as a recommendation. All investment decisions are solely the responsibility of the user.

Need Help?

Email support@incomecareunit.com

Call or Text Customer Care at (833) 428-3057

©

2018-2032 by Income Care Unit™️ LLC | Privacy Policy | Terms of Use |

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