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You're here because you're ready to take control of your financial future but need the right steps to make it happen
You're here because you know what you want and you're ready to put in the work. All you need is the right guidance.
You’re done feeling like growing your rental business is always just out of reach.
You’re done watching expenses rise while your rental income barely breaks even.
You’re done feeling overwhelmed by credit, cashflow, and tax headaches.
You’re done wasting time on “tips” that never move the needle for your rental goals.
You’re done feeling stuck, second-guessing every money decision, and unsure how to scale up.
YEP THAT´S ME! BUT...
"I don´t know where to start because I´m overwhelmed from conflicting advice and endless real estate coaching programs!"
MAYBE YOU CAN RELATE TO ONE OF THESE SITUATIONS...
You’ve tried to build up cashflow from your rentals, but the numbers never add up and it feels like you’re always treading water.
You want to grow your rental business, but every landlord tip and real estate video just adds to the confusion—what’s legit, what’s hype, and what’s actually going to help you scale?
You’ve tried using your personal credit to pay invoices but you're maxing out and no longer getting approved.
You’ve set aside money for property upgrades or new purchases, but the goal keeps moving, and you’re not sure if you’re saving enough or in the smartest way.
Imagine if there was a proven system that could show you exactly how to grow your rental business without all the confusion
Imagine having a clear, step-by-step framework that takes the guesswork out of managing your rental finances and helps you scale with confidence.
No more feeling stuck, wasting time on generic landlord advice, or second-guessing every financial move our straightforward approach cuts through the noise and gets you results.
Whether you’re looking to boost cashflow, improve your credit, or finally get your rental finances organized, with the Code Yellow Quarterly Retainer you can take control of your rental journey and build the thriving business you’ve always wanted.
this could be you
JUST IMAGINE...
You’ve achieved your goal of growing a profitable rental business, with a clear, confident understanding of your finances and properties that work for you.
You’ve built a strong foundation of financial knowledge, letting you make empowered decisions about every property you own (and the ones you’re eyeing next).
Your business credit, cashflow, and tax strategies are dialed in, giving you peace of mind and the stability to plan your next move.
You’re experiencing the freedom and security that comes with a well-managed rental portfolio, knowing your path to financial growth is finally clear.
Stop dreaming about the life you want and start building it.
RENTALPRENEUR SERVICES
"After years of working as a financial therapist, building a consultancy, and running my own families multiunit in NYC and my own vacation rental in Kenya, I truly believe there’s never been a greater need for rentalpreneurs to master their finances and scale smart. The opportunity to build lasting wealth through rentals has never been greater!"
Candace, ICU Founder, CEO & International Rentalpreneur
WELCOME TO THE:
CBT Monitor
In the CBT Monitor™, you’ll follow a proven financial treatment plan to go from overwhelmed landlord to confident rentalpreneur
without the financial stress.
Growing your rental business can feel like a high-stakes procedure: from tackling debt and boosting credit, to managing cashflow, navigating taxes, and finding the funds to expand your portfolio.
Our no-fluff, results-driven approach breaks everything down into a clear, step-by-step system designed to help you optimize your finances and scale your rentals.
Get ready to take control of your rental business, strengthen your financial health, and build long-term income your way.
*RESULTS MAY VARY
CBT MONITOR
Our proven, rock-solid 6-step process is the secret behind 100s of today´s successful first time homebuyers.
01
Debt Detox
Clear out high-interest debt to free up cash flow and lay the foundation for a healthier rental business. A strong debt-to-income ratio helps you qualify for better property financing and keeps your portfolio resilient.
03
Financial First Aid
Build a solid emergency fund so you’re prepared for unexpected repairs, vacancies, or market shifts. This safety net keeps your business stable and your stress levels low.
05
Cash Infusion
Leverage business credit to maximize your buying power. The right strategy helps you scale faster, with less out of pocket.
02
Credit Cleanse
Strengthen your credit profile by building positive payment history and optimizing your credit mix. Higher credit scores mean better loan terms and more options for expanding your rental portfolio.
04
Rental Reserve Rx
Create a dedicated savings plan for property upgrades, new acquisitions, or those surprise landlord expenses. Consistent contributions mean you’re always ready for your next move.
06
Tax Triage
Optimize your tax approach to boost annual income and keep more of what you earn. Smart tax planning means more cashflow, less stress, and a business that keeps growing.
Who´s behind the CBT Monitor? Meet Candace, founder, global rental specialist & rental income consultant.
HEEEYYY!
I’m Candace, and helping rentalpreneurs build thriving businesses has brought me more fulfillment and freedom than I ever imagined!
I didn’t just study financial strategy I lived it. After paying off $50K in debt in just 2.5 years (all while keeping an 808 credit score), I bought my first U.S. property just six months later. I started sharing my journey on Instagram, breaking down every step I took to transform my finances and grow my rentals. The more I shared, the more fellow landlords and aspiring rental owners reached out for guidance.
That’s when I realized this isn’t just my story, it’s my calling. The Income Care Unit™ was created to help rentalpreneurs achieve true financial wellness and confidently scale their rental businesses, one property at a time.
"After over 3 years working with landlords, I’ve seen firsthand: the real game-changer is shifting from being just a landlord to becoming a true rentalpreneur. It’s about mastering your finances, exploring new strategies, and building a rental business that goes way beyond one property or one way of doing things."
"THERE´S NEVER BEEN A BETTER TIME TO TAKE YOUR RENATL JOURNEY TO THE NEXT LEVEL!"
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MY WHY BEHIND THE SERVICE
Home prices are climbing faster than ever, making traditional homeownership feel out of reach for many. But instead of seeing this as a setback, I see it as a chance to build real, resilient wealth, even with just one well-chosen rental property.
You don’t need a massive portfolio to change your financial future. With the right strategy, the right market, and an open mind to different rental methods—whether it’s long-term, short-term, or something in between—one optimized rental can unlock new income, build equity, and help you leverage your way to your dream home. I’ve seen firsthand how powerful it is when landlords move beyond the “one-size-fits-all” approach. By getting creative and making your single property work smarter, not just harder, you can generate meaningful cashflow, strengthen your financial position, and open doors to even bigger opportunities.
SARAH´S STORY
"Thanks to the Candace I bought a 3 unit in New York City as a Full Time Entrepreneur First Time Homebuyer!"
When I first signed up as a mother of 3 and a small business owner, I only had the intention of climbing out of my debt and some way, somehow buying a home. I had no idea what all the steps were to obtain this goal. Candace has given me access to different Q&A's, grants, videos, text and one-on-one meetings that have helped tremendously. The masses weren't lying when they said buying a home, becoming debt free and financially literate would be stressful. Candace and her team have made this process a lot less anxiety fueled and have given me the confidence that I'm going about this the correct way. Whenever someone expresses to me that they are having issues or questions about their finances, I always refer them to The ICU without hesitation.
Ready to build the future you´ve always dreamed of?
01
PHASE ONE
Debt Detox
Before you can unlock the full potential of your rental business, you need to clear out the financial blockages. In this phase, we focus on aggressively paying down high-interest debt to free up your cash flow and improve your debt-to-income ratio (DTI) a crucial factor for qualifying for the best property financing. With a strategic payoff plan, you’ll shed liabilities that can hold you back, all while maintaining healthy credit activity. By the end of this phase, your finances will be leaner, stronger, and set up for your next big rental move.
02
PHASE TWO
Credit Cleanse
Your credit score is the pulse of your financial health, and in this phase, we get it in top shape. We walk you through proven credit-building strategies, smart utilization tips, and payment habits that strengthen your profile for rental financing. Whether it’s disputing errors, adding positive trade lines, or restructuring balances, every step is designed to boost your approval odds for the right loan and secure the lowest possible rates saving you serious money over the life of your rental property.
03
PHASE THREE
Savings First Aid
A solid financial foundation is essential before you take on, or expand, your role as a rentalpreneur. In this phase, we help you build an emergency fund and set aside reserves, so you can handle surprise repairs, vacancies, or market shifts without putting your property (or peace of mind) at risk. Together, we’ll create a structured savings plan that balances your everyday expenses, future rental costs, and ongoing property maintenance, making sure you’re fully prepared for anything that comes your way.
TIFFANY´S STORY
"I never imagined I’d become a landlord in Kenya, but when I bought my first international rental property, I was excited and a little overwhelmed."
Navigating the local tax requirements with the KRA felt daunting, and I didn’t want to make any mistakes. The Income Care Unit made it so easy. They handled all my tax prep with the KRA, explained every step in simple terms, and made sure I stayed compliant from day one. Now I can focus on growing my rental income, knowing my taxes are handled right. No stress, no confusion.
04
PHASE FOUR
House Fund Rx
With your finances stabilized, it’s time to build up cash specifically for your next property move. We’ll pinpoint exactly how much you need for your down payment, closing costs, and reserves; then create a customized, realistic savings plan to get you there. Whether you’re saving at full speed or taking a steady approach, this phase ensures that when the right opportunity comes along; whether it’s acquiring your first rental, upgrading, or leveraging your property for your dream home, you’re financially ready to make it happen.
05
PHASE FIVE
Cash Infusion
Why rely solely on your own savings when you can tap into other people’s money to fuel your rental goals? In this phase, we explore creative funding options—like 401(k) loans, home equity loans, business credit, or whole life insurance—to boost your purchasing power. Every option is structured strategically, so you can minimize out-of-pocket costs and maximize your financial leverage, making it easier to acquire, improve, or even use your rental property as a stepping stone to your dream home.
06
PHASE SIX
Tax Triage
Your taxes play a major role in how much you actually keep as a rental owner. In this phase, we focus on optimizing your tax strategy to boost your annual income and make your rental finances work harder for you. We’ll help you structure your expenses and deductions so you keep more money in your pocket, qualify for better financing, and maximize the returns from your property setting you up for financial stability and future opportunities.
THE FULL PROGRAM PLUS EXCLUSIVE FEATURES
CBT Monitor
Unlock Your Path to Building Generational Wealth with Rental Income!
In the CBT Monitor™, you’ll follow a proven financial treatment plan to go from overwhelmed landlord to confident rentalpreneur, without the financial stress. Growing your rental business (or making the most of your first property) can feel like a high-stakes operation: from clearing debt and boosting credit, to building savings and tapping into creative funding to maximize your leverage.
Our no-fluff, results-driven approach breaks everything down into a clear, step-by-step system designed to get your rental finances in top shape. Get ready to take control of your money, optimize your rental property, and build lasting wealth on your terms.
*RESULTS MAY VARY
EVERYTHING YOU WILL GET WITH THIS SERVICE
Money Management Portal
Professional Bookkeeping
Tax Plan and Strategy
Quarterly 1:1 Session w/Your Primary Care Consultant
Unlimited Chat Support
Funding Strategy
We believe in holistic
financial health.
BUDGET STRATEGY
Multiple Streams of Revenue
Healthy cashflow is the lifeblood of every successful business. ICU’s Cashflow Advisory Services are designed to help first time homebuyer business owners take control of their income, expenses, and financial decisions, so you can move from just getting by to truly thriving. With our expert guidance, you’ll get: Personalized cashflow analysis and actionable strategies to maximize your revenue. Support in creating systems to track, manage, and forecast money coming in and out. Tips for handling common cashflow challenges, like marketing or surprise expenses. Tools to help you plan for growth, build reserves, and make confident financial moves. Our approach is holistic and hands-on, focused on helping you build a rental business that’s sustainable, resilient, and ready for the next level.
CREDIT STRATEGY
Separate Your Personal &
Business Finances
Building business credit isn’t just for big corporations, it’s the foundation every landlord and rental entrepreneur needs to unlock funding, protect personal finances, and grow with confidence. ICU’s Business Credit Advisory Services are designed to guide you every step of the way, whether you’re just getting started or looking to strengthen your financial profile. We’ll help you avoid common pitfalls, boost your credibility, and set your rental business up for sustainable growth, no matter where you’re starting from.
TAX STRATEGY
Keep More Money in Your Pocket
Our Landlord Entity Registration service, powered by Tailor Brands, makes it easy for you to set up the right legal foundation for your rental journey—whether you’re just getting started or looking to level up your current portfolio.
We guide you step-by-step through forming your LLC or business entity, ensuring your rental income is protected and your finances are organized from day one. Let’s set your rental business up for success—so you can focus on growing your income, building generational wealth, and keeping your financial house in order.
*Registration price not included in retainer service
Need help with your personal finances too? We can transition you into CODE RED to handle your Personal and Business Finances. We're here every step of the way from your first rental to global expansion!
QUARTERLY RETAINER SERVICE OPTIONS
Secure your spot today
9 new clients spots left
$200 Set Up then $288/m
Overwhelmed and not sure where to start?
Have you had enough of scrolling through endless landlord advice, only to feel stuck by information overload?
You know that bouncing from one tip to the next won’t help you optimize your rental property or build real financial freedom. Piecing together random advice never delivers the direction, details, and action steps you need.
That’s where we come in.
With a simple, proven system that delivers results time and time again. In the CBT Monitor you will have:
A step-by-step roadmap to rental success
Direct access to a dedicated financial consultant
The tools and skills you need to level up
READY TO BEGIN BUILDING YOUR BUSINESS?
Just imagine...
You’ve achieved your goal of becoming a confident rental owner, with a clear understanding of your finances and a property that truly works for you.
Your credit, cashflow, and tax strategies are dialed in, giving you peace of mind and financial stability as you plan your next move.
You’ve built a strong foundation of financial knowledge, empowering you to make smart decisions about your rental and your future.
You’re experiencing the freedom and security that comes with a well-managed rental property knowing your path to wealth and opportunity is wide open.
The CBT Monitor is the service for you if...
Landlords Ready to Level Up You own a rental property, but want to move beyond “just getting by.” You’re ready to optimize your finances, boost cashflow, and make your property truly work for you.
Aspiring Rentalpreneurs Looking for More You’re motivated to build wealth through real estate, but feel overwhelmed by all the conflicting advice. You want a clear, step-by-step plan to maximize your rental’s potential whether you own one in the US or abroad.
Debt-Burdened Landlords Who Want a Fresh Start: You’re carrying debt and worried it’s holding you back from growing your rental business. You need a realistic, proven approach to get your finances in order, strengthen your credit, and finally move forward with confidence.
Financially Savvy Millennials You know the basics of budgeting and credit, but want to make sure you’re getting the most out of your rental. You’re looking for expert guidance and a streamlined plan to grow equity, increase income, and set yourself up for future opportunities.
Hear from Our Current Clients
TAQUITA
This is more than a client and consultant service. She goes above and beyond to make sure you have resources, you understand what needs to happen and where to go from there. Not just with your finances but with your priorities of where your mindset is. If you looking at this review and wondering if I should.
You should.
SHANIECE
I started working with Candace and the Income Care Unit in October 2024. Its been 4 months and my credit score has gone up every month and I already received 3 credit increases on my credit cards. I recommend everyone to work with Candace and her Income Care Unit team. Stick to the plan and you will see results. Thank you so much Candace and Income Care Unit.
STEPHANIE
Candace knows her stuff! Very knowledgable and has connections everywhere! Very friendly and makes you feel comfortable talking about your finances. She is helping me create strategies to live a successful and money conscious life. Book her TODAY!
Frequently Asked Questions
I am so grateful for Queens services!!!!! She is patient and super knowledgeable! She truly creates a blueprint that sets you up for success!!!! She is stuck with me forever !!!!!!! I am making better financial choices because of her! Like she says, “Money management is a mindset !!!! “ She helped me changed my mindset and my savings account is looking good!!!!!!
SHANI
When sis says she has the blueprint, she means it! I’ve never met someone so caring and dedicated to helping people better themselves, business & over all life experience. I have worked with Candace with budgeting, fixing my credit, life insurance and business planning. She has fully changed what I perceived to be accomplishable and offers information and connections for everything you may need! She is my plug for everything and I will absolutely continue to work with her and her company in the future! Thank you so much!
YONETTE
I cannot say enough good things about this company and it’s CEO Candace. I’ve been working with Candace for about 3 months now and I couldn’t be more grateful for how much she has helped change my life already. Not only is she just a beautiful being overall but she is so knowledgeable and full of resources. I am still on my financial journey with her but I couldn’t be happier with her services so far. I would HIGHLY recommend working with her if you’re trying to get your finances back on track. She is AMAZING.
DELAINA
Super responsive, my current situation is not the only priority but establishing better spending and saving habits. The coaching and guidance will continue through to ensure I leave a legacy behind and not debt. Would highly recommend Queen BluePrint Print the services provided are life changing for generations.
ROCHELLE
Working with Candace has been one of the best decisions I’ve made. When I started working with her I had just come out of divorce and job loss which left me in a debt crisis. Ignoring my debt and spending more money was my therapeutic way to deal with the anxiety around my finances. Candace’s methods for developing a healthy money mind set and establishing a financial recovery plan for me has put me on a path to be debt-free. More importantly, I have a healthier relationship with money and understand the value of having good credit. I feel so much more secure in my financial decisions thanks to her and would highly recommend her services.
MISTY
I highly recommend The ICU to everybody trying to get their life together financially. Candace is such a sweet woman dedicated to help others get out of debt the way she has overcame hers. She gave me so much knowledge on how to prepare to become a successful homeowner.
SARAI
Honestly. The ICU changed my life. Ever since receiving my cash flow plan I literally keep track of every single dollar I take out and put into my account. I am no longer afraid to look at my balance because I’m staying on top of it. I know where my money is going and I can tell myself “not today” before making poor spending decisions. Thank you Candace
MEGAN
Candace is a professional, intelligent, and gregarious individual who offers a wealth of financial knowledge. She has the ability to listen, understand, and dissect your situation to provide the best resources to fit your individual needs. She is further substantiated by her vast network of financial colleagues that add even greater depth on subjects of banking and/or credit as well as real estate. She is genuinely concerned with her community and the black diaspora, and therefore prices her services reasonably and offers expert assistance. I definitely recommend.
TIFFANY
I've been with Candace's company for just over 3 years now. Candace has always been friendly and personable. One thing I love about her is that she continuously educates herself about finances. This results in her being super resourceful! She's connected to other amazing professionals who can help her clients reach other financial goals (ex. life insurance, car purchasing, etc). She has helped me reach several financial milestones and cheers me on as we plan how to help me reach more!